Housing FOR ALL in Georgia
Our mission is to ensure that housing opportunities are available in communities across Georgia for everyone. JCVision and Associates, Inc. and its staff help ensure that housing opportunities are offered to everyone. Federal and state laws require everyone to be treated the same in selling, renting, and financing dwellings and other housing-related transactions.
What HOUSING ACTIONS ARE CONCERNING?
In the sale and rental of available housing, housing providers should not:
- Refuse to Rent or Sell Housing
- Refuse to Negotiate for Housing
- Deny a Dwelling
- For-Profit, Persuade Owners to Sell or Rent or
- Provide Different Housing Services or Facilities
- Make Housing Unavailable
- Falsely Deny That Housing Is Available for Inspection, Sale or Rental
- Set Different Terms, Conditions or Privileges for Sale or Rental of a Dwelling
- Deny Anyone Access to or Membership in a Facility or Service (Such as Multiple Listing Service) Related to the Sale or Rental of Housing
In Mortgage Lending?
In mortgage lending, loans to purchase should be made available to all homebuyers. Concerning actions include:
- Refuse to Make a Mortgage Loan
- Appraising Properties that are incompatible
- Refuse to Purchase a Loan or Set Different Terms or Conditions for Purchasing a Loan
- Refuse to Provide Information Regarding Loans
- Imposing inconsistent Terms or Conditions on a Loan, Such as Interest Rates, Points, or Fees
A housing provider should not threaten, coerce, intimidate, or interfere with anyone exercising a housing right under federal or state law or should not threaten, coerce, intimidate, or interfere with anyone assisting others who exercise that right. Advertisements should support housing availability for all housing consumers.
Disponibilidad de vivienda y oportunidades para todos
Nuestra misión es garantizar que las oportunidades de vivienda estén disponibles en las comunidades de Georgia para todos. JCVision and Associates, Inc. y su personal ayudan a garantizar que las oportunidades de vivienda se ofrezcan a todos. Las leyes federales y estatales exigen que todos sean tratados de la misma manera en la venta, alquiler y financiamiento de viviendas y otras transacciones relacionadas con la vivienda.
¿Qué acciones de vivienda son preocupantes?
En la venta y alquiler de viviendas disponibles, los proveedores de vivienda no deben:
- Rehusar el alquiler, negociar o la venta de vivenda.
- Rechasar negociaciones de vivienda.
- Hacer falsa representación de la disponibilidad de vivenda.
- Rechasar la vivienda.
- Fijar terminos, condiciones o privilegios diferentes para venderle o alquiarle la vivienda.
- Negar que hay vivienda disponible para compra, venta o inspección.
- Convencer a los dueños que vendan o que alquilien su propiedad para obterner una ganancia.
- Rehusar a dar a cualquier persona acceso a o miembrecía a una facilidad o servicio (como a una lista de servicio multiple) relacionado a la venta o alquiler de su propiedad.
¿En préstamos hipotecarios?
- Negarse a otorgar un préstamo hipotecario.
- Tasación de propiedades que son incompatibles.
- Negarse a comprar un préstamo o establecer términos o condiciones diferentes para comprar un préstamo.
- Negarse a proporcionar información sobre préstamos.
- Imponer términos o condiciones inconsistentes a un préstamo, como tasas de interés, puntos o tarifas
En conclusión
Un proveedor de vivienda no debe amenazar, coaccionar, intimidar ni interferir con nadie que ejerza un derecho a la vivienda según la ley federal o estatal ni debe amenazar, coaccionar, intimidar ni interferir con nadie que ayude a otros que ejercen ese derecho.
Los anuncios deben respaldar la disponibilidad de viviendas para todos los consumidores de viviendas..
Si desea hablar sobre su situación de vivienda, comuníquese con nosotros al (912) 877-4243 o visite nuestra oficina ubicada en Hinesville:
JC Vision & Associates, Inc.
135 East M.L. King Jr. Drive, Suite G
Hinesville, GA, 31313.
TODA INFORMACION ES CONFIDENCIAL
(912) 877-4243 o (866) 396-4243
Fair Housing and Filing a Complaint
On April 11, 1968, President Lyndon Johnson signed the Civil Rights Act of 1968, which was meant as a follow-up to the Civil Rights Act of 1964. The 1968 act expanded on previous acts and prohibited discrimination concerning the sale, rental, and financing of housing. The act was amended under Title VIII of the Act in 1968.
The enactment of the federal Fair Housing Act on April 11, 1968, came only after a long and difficult journey. However, when Rev. Dr. Martin Luther King, Jr. was assassinated on April 4, 1968, President Lyndon Johnson utilized this national tragedy to urge for the bill's quick Congressional approval. Since the 1966 open housing marches in Chicago, Dr. King's name has been closely associated with fair housing legislation. President Johnson viewed the Act as a fitting memorial to the man's life work and wished to have the Act passed prior to Dr. King's funeral in Atlanta.
Housing access to rental housing and homeownership opportunities is the cornerstone of this nation’s federal housing policy. Landlords, lenders, sellers, or any housing provider who refuses to rent, finance, or sell any dwelling to people are violating the federal law, and HUD will vigorously pursue them. Refusing housing opportunities is not only illegal; it contradicts in every way the principles of freedom and opportunity we treasure as Americans. The Department of HUD is committed to ensuring that everyone is treated equally when searching for a place to call home.
Assistance with Housing ISSUES
Our housing mission is to ensure housing availability and opportunities for all people throughout Georgia. If you feel you have a housing issue that you would like to discuss, contact our office right away: 912-877-4243 or by email: jcvisiongeorgia@yahoo.com
The Fair Housing Act allows you to file a complaint free of charge. Alleged violations of the Act are investigated by the U.S. Department of Housing and Urban Development, state and private fair housing groups working with HUD, like our organization, JCVision and Associates, or go to HUD | HUD.gov / U.S. Department of Housing and Urban Development (HUD).
There is a time limit to file a complaint. You must file a complaint within one year of the housing discrimination. You have two years to file a federal civil court action. If you suspect your housing issue meets elements under the Act, you can file a complaint free of charge with HUD, our organization, and your local HUD-approved housing counseling and FHIP Agency.
