Have you recently purchased your home and now you’re feeling a little overwhelmed by being a homeowner? Our post-purchase counseling in Georgia is designed for homeowners who have recently purchased a home. The discussion will include what to do if the homeowner thinks he/she will be late with a mortgage payment. The counselor will work the homeowner to develop a household budget which includes saving for critical housing-related expenses such as maintenance and home improvements.
The goal is to help the homeowner to identify tools and practices that will establish a stable financial position and enable the homeowner to avoid future late payments and foreclosure. Upon completion of the counseling, you will have a realistic household budget to live within your means, meet your payment obligations, and have a savings plan for major purchases and repairs.
Upon intake, the counselor and client will determine the amount and extent of the delinquency. The counselor will guide the client in identifying the cause of the delinquency and determine if the client can bring the amount due to the current status within a period acceptable to the renter. The counselor will discuss rent relief options, renter’s and landlord’s rights, recovery of deposits, and eviction procedures.
Economic Independence through Employment and Career Development Opportunities
Job Opportunities – Resume Development – Networking Plan
The JORDAN Plan is designed to engage each participant in a series of learning opportunities, receive individualized one-on-one counseling and monitoring of goal obtainment. This integrated model is also designed to help households improve their overall financial and economic prospect over time by bringing together the benefits of financial counseling, social services, employability, and career development.
The target population for this program is low-income, unemployed, and underemployed members of our communities. The program also targets employees needing career development skills and ex-offenders, with a priority given to single parents and those between the ages of 17 and 25.