A: Approved Housing Counseling Agencies are compliant with the U.S. Department of Housing and Urban Development program that promotes objective, professional counseling for prospective homebuyers, renters, and existing homeowners (particularly those facing the risk of foreclosure).
A: HUD Approved Housing Counseling Agencies are a community resource. Non-profits that serve as HUD Approved counseling agencies must make their services available to everyone in the community without discrimination because of race, color, religion, sex, national origin, age, marital status, or physical or mental disability, and/or economic status. They are also listed on HUD’s Housing Counseling website, along with contact information, so the public can access them from anywhere in the country. For a more complete description of the responsibilities of HUD Approved Housing Counseling Agencies, visit the www.hud.gov website.
A: Yes. Comprehensive housing counseling includes a full range of technical specialties such as pre-purchase, rental assistance, foreclosure intervention, reverse mortgages, homeless assistance, and more. JC Vision and Associates, Inc. is certified by HUD to provide comprehensive housing counseling services. Our counselors are trained and certified to provide specialized services. Counselors must successfully complete rigorous certification courses and meet continuing certification requirements in order to provide services through a HUD-approved agency.
A: Counselors generally follow seven steps for individual clients: 1. Interview the client confidentially to learn basic information about the client and her or his housing need or problem. 2. Identify resources (within the counseling agency, the client's community, or HUD) that might help meet the need or resolve the problem. 3. Design a counseling plan for the client. 4. Explain the plan to the client and obtains the client's consent for the counselor to carry out the plan, including the actions the client must take. 5. Refer the client to other resources within the community and assist the client in making appointments. 6. Recommend additional private or group counseling sessions conducted by the agency or other community resources. 7. Monitor the client's progress toward meeting the need and resolving the problem.

The Frequently Asked Questions, Answers, Ask the Expert and the information provided on this website has been prepared by JC Vision and Associates, Inc. for informational purposes only. It is a topic of interest service to the general public. The information was obtained from various resources such as the US Department of HUD, Federal Trade Commission, Internal Revenue Service, US Treasury, US Department of Justice websites and related web links. This information provided is not legal advice and should be interpreted as legal advice; rather it is general information concerning topics of potential interest and the comprehensive housing services we provide our clients. The information may not be comprehensive, is subject to change, and may not apply to all individual circumstances. Any information received here should be confirmed with the appropriate government agencies or with an attorney, particularly as it relates to your individual circumstance. Do not act on this information without the advice of professional legal counsel, who must evaluate the facts of your situation in the light of current laws before giving you legal advice. The information provided is not a substitute for specific advice of legal counsel familiar with your particular situation. The information provided does not create attorney-client relationship. You may need to obtain professional legal counsel before acting upon any information provided. The author, publisher, host and JC Vision and Associates, Inc. are not providing legal advice to your situation.


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